Trick #2 - Try It Out, Return It

A quick way to start becoming more discerning about what you acquire is to try it out before using the item in the wear-and-tear world. See how it looks where you plan to put it. Wear it around the house. Get others' opinions. If it is not perfect, doesn't fit, or was a big fat mistake, return the stuff to the store within the specified return period, for a full refund. This gives you time to come to your senses, also known as "What was I thinking?" time.

Some important issues:

• Can't Return It---If a new item can't be returned, buy it somewhere else where it can be returned, even if you have to pay more. Avoid buying 'final sale' items. Avoid buying where you can only return for store credit.
  
  
• Big Ticket Item---In general, the more money or trouble the stuff cost you, the more thorough your tryout should be before using it. Do not keep the stuff beyond the full refund date.
  
  
• Doesn't Hold Value---If an item loses value the minute you take it out of the store, sign the contract, or drive it off the lot, you will need to imagine trying it out. If you have no imagination, or are too intent on buying the item Now, ask a friend to help you imagine how it will feel to own it. Make sure this friend is not a person who also has too much stuff. Or a salesperson.
  
  
• Must Be Hidden---If you must hide the item from someone (such as your spouse) for any reason except that it is a surprise gift, return it.

HARD TRUTH Returning stuff is often just an excuse to get back into the store. Returning stuff can become a pastime in itself. The goal is to acquire less stuff, not to delay acquiring stuff, and not to switch your acquiring from one item to another.